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If you're buying your first home and getting a mortgage, you have many financing options to sort through.
Should I Pay Down My Mortgage or Invest? – such as payday loans, pay down those balances as soon as possible. The interest rate on these debts makes the math simple. You will almost certainly save more in the long run by paying these.
Home loan rates declining, but don’t switch lenders yet – In effect, SBI’s announcement of reducing home loan rates will be implemented by a reduction in spread on the loans, and not by a revision in MCLR, that too for home loans up to 30 lakh. So why haven.
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Different loans meet different needs. Interest rates can change. So can your cash flow – or your home’s value. Your situation may help you decide between home equity financing or a mortgage refinance. See how loan types differ